Internet in Carmel, Indiana
Fiber is available at 89.3% of the 33,488 homes and businesses the FCC counts in Carmel, and wired broadband of at least 100/20 Mbps at 99.6%. 90.2% of locations have a choice of two or more wired providers at that speed; at 9.4% there is only one.1
FCC National Broadband Map, availability as of June 30, 2026 (data revised November 10, 2026), as reported by providers.
Carmel in Indiana
Carmel was a fiber city before the FCC's first national map data: fiber already reached 85.4%2 of its homes and businesses in June 2022, and 89.3%1 now. What has changed since is a second fiber network on more streets, mostly where AT&T's fiber overlaps Metronet's. Carmel's share of households with a wired subscription ranks 12th highest3 among large US cities.
Metronet, AT&T and Spectrum
The FCC National Broadband Map counts 33,488 homes and businesses inside Carmel's city limits as of June 30, 2026 (revision of November 10, 2026). At least one provider reports fiber at 89.3% of them, against 70.6% across Indiana and 62.6%1 nationally.
Most of that fiber is Metronet's. It reports fiber at 73.5% of locations, with advertised downloads up to 5 Gbps. AT&T reports service almost everywhere (97.3%) but fiber at 37.6%; at most of its other locations it reports DSL over copper phone lines, which is why DSL still shows up at 72.5% of Carmel's locations, about twice Indiana's 36.1%. Spectrum's cable network reaches 95.8%, and Xfinity's cable covers a small part of the city (6.8%1).
| AT&T | Fiber DSL Licensed wireless | 97.3% | 46.4% | 5 Gbps | 0.1% |
|---|---|---|---|---|---|
| Spectrum | Fiber Cable | 95.8% | 95.8% | 1 Gbps | 7.7% |
| Verizon | Licensed wireless | 86.9% | 33.7% | 1 Gbps | – |
| T-Mobile | Licensed wireless | 86.8% | 50.8% | 100 Mbps | – |
| Metronet | Fiber | 73.5% | 73.5% | 5 Gbps | 0.5% |
| On-Ramp Indiana Inc | Fixed wireless | 26.1% | 9.4% | 100 Mbps | – |
| Xfinity | Fiber Cable | 6.8% | 6.8% | 2 Gbps | 1.2% |
| Xiber LLC | Fixed wireless | 0.9% | 0.9% | 1.2 Gbps | – |
| Haywire | Fiber | 0.0% | 0.0% | 940 Mbps | – |
Source: FCC, National Broadband Map, data as of June 30, 2026. Share of the area's broadband serviceable locations where the provider reports service as of June 30, 2026. "Only wired option" is the share of locations where it is the single wired provider at 100/20 Mbps. Provider-reported and challengeable; speeds are advertised maximums, not measured; no prices. Satellite providers (HughesNet, Starlink, Viasat) report service at nearly every location and are left out of the table.
A provider counts as available when it tells the FCC it could install service at that location within ten business days; anyone can challenge a listing on the FCC map. Speeds in this page are maximums the providers advertise, not measurements. Satellite companies report service at every location and are left out of the counts that follow.
Where fiber arrived first
Carmel's fiber share has moved little since the map began, because most of it was already in place: 85.4%2 in June 2022, 88.8%4 in December 2025 and 89.3% in June 2026. Its rise of 4.0 percentage points over four years ranks 59th lowest1 among the 343 cities of 100,000 or more.
What changed is how often fiber comes twice. The share of locations with two or more separate fiber networks rose from 9.4% to 23.1%, an increase of 13.7 percentage points, against 15.3% statewide and 12.1% nationally. Locations with three or more wired providers at 100/20 Mbps went from 15.6%2 to 26.8%, and the share with DSL fell by 6.2 percentage points1. Apart from Metronet and AT&T, no provider reports fiber at more than a small fraction of locations, so the second fiber network is in most cases one of those two.
Source: FCC, National Broadband Map, data as of June 30, 2022; FCC, National Broadband Map, data as of December 31, 2025; FCC, National Broadband Map, data as of June 30, 2026. Shares of broadband serviceable locations in each FCC release (latest revision of each); the small number is the change in percentage points since June 30, 2022. The FCC's count of locations is updated with each release, so shares are compared rather than counts.
Show the numbers
| Measure | June 30, 2022 | December 31, 2025 | June 30, 2026 | Change (points) |
|---|---|---|---|---|
| Two or more fiber networks | 9.4% | 22.7% | 23.1% | 13.7 pts |
| Three or more wired choices | 15.6% | 26.4% | 26.8% | 11.2 pts |
| DSL available | 78.7% | 72.9% | 72.5% | −6.2 pts |
| Fiber available | 85.4% | 88.8% | 89.3% | 4.0 pts |
Spectrum where Metronet has not built
Fast wired service of 100/20 Mbps or more is reported at 99.6% of locations, and 90.2% have at least two wired providers offering it, against 60.0% for Indiana. The exception is the 9.4% of locations with a single fast wire. That wire is almost always cable: Spectrum is the only wired provider at 100/20 Mbps for 7.7% of Carmel's locations and Xfinity for 1.2%1. At those addresses neither Metronet nor AT&T reports wired service at that speed.
Source: FCC, National Broadband Map, data as of June 30, 2026. Different wired providers (fiber, cable or DSL; FCC provider IDs) reporting 100 Mbps down and 20 Mbps up or more at the same location. Fixed wireless and satellite are not counted.
Show the numbers
| Area | None | One | Two | Three or more |
|---|---|---|---|---|
| Carmel | 0.4% | 9.4% | 63.3% | 26.8% |
| Indiana | 7.6% | 32.4% | 46.0% | 14.0% |
| United States | 7.8% | 36.6% | 44.6% | 11.1% |
Only 139 locations have no wired provider at 100/20 Mbps, and 31 have satellite alone.
Upload speeds follow the fiber
The speed figures split along the fiber line. A 1 Gbps download is advertised at 99.6% of locations, cable included. Gigabit service with uploads of 100 Mbps or more (the FCC's 1,000/100 tier) is advertised at 89.9%, and symmetrical 100/100 Mbps service at 89.8%, almost exactly the fiber footprint, so Spectrum does not report 100 Mbps uploads here. At 85.7% of locations the fastest advertised download is 2 Gbps or more; Spectrum's fastest advertised download here is 1 Gbps1. The chart sets Carmel's 1,000/100 share beside Indiana's other large cities.
Source: FCC, National Broadband Map, data as of June 30, 2026. FCC file revision of November 10, 2026. Shares are of broadband serviceable locations (homes and businesses), not people.
Show the numbers
| Area | Gigabit (1,000/100) |
|---|---|
| Fishers | 99.7% |
| Fort Wayne | 91.2% |
| Carmel | 89.9% |
| Indianapolis | 86.4% |
| Indiana | 80.1% |
| United States | 72.3% |
| Evansville | 63.6% |
Wireless options added since 2022
Home internet over the cellular networks has grown here even with wired choice already wide. Licensed fixed wireless at 100/20 Mbps or more, which includes 5G home internet, is reported at 62.3% of locations, up from 26.2% in June 2022. Verizon reports service at 86.9% of locations and 100/20 Mbps at 33.7%; T-Mobile at 86.8%, with 100/20 at 50.8%. A local operator, On-Ramp Indiana, reports unlicensed fixed wireless at 26.1%1 of locations; in June 2022 unlicensed wireless was reported at 0.0%2. Wireless capacity is shared on each tower, so carriers decide address by address who can sign up.
Carmel, Fishers and Indianapolis
Carmel and its neighbor Fishers look much alike in the FCC data: fiber at about nine in ten locations, Metronet the largest fiber network in both (74.5% of locations in Fishers) and AT&T fiber in part of each. The difference is the cable company: Spectrum in Carmel, Xfinity in Fishers, where it reports service at 93.7% of locations. Indianapolis, where AT&T is the main fiber provider, has fiber at 74.8% and two fiber networks at 10.7% of locations, against 23.1%1 in Carmel.
| Area | Fiber available | Two or more fiber networks | One wired choice | Gigabit (1,000/100) |
|---|---|---|---|---|
| Carmel, Indiana | 89.3% | 23.1% | 9.4% | 89.9% |
| Fishers, Indiana | 92.5% | 26.7% | 7.0% | 99.7% |
| Indianapolis, Indiana | 74.8% | 10.7% | 21.9% | 86.4% |
| Indiana | 70.6% | 15.3% | 32.4% | 80.1% |
| United States | 62.6% | 12.1% | 36.6% | 72.3% |
Source: FCC, National Broadband Map, data as of June 30, 2026. FCC file revision of November 10, 2026. Shares are of broadband serviceable locations (homes and businesses), not people.
Households that pay for a wire
The Census Bureau's 2025 American Community Survey asks households what they actually subscribe to. In Carmel, 88.5% subscribed to cable, fiber or DSL (margin of error ±2.7 percentage points), an estimate that ranks 12th highest among large cities, against 73.8% for Indiana and 75.9% for Indianapolis. Only 7.8% relied on a cellular data plan alone and 2.8%3 had no internet subscription. These are survey estimates of households over a year, while the FCC figures count locations on one date, so the two measure different things.
Outside the city limits the gaps are wider: Hamilton County counts 0.2%1 of its locations as unserved, and the Indiana page maps every county.
Carmel internet questions
What internet providers serve Carmel, Indiana?
Three wired networks cover most of the city: AT&T (97.3% of locations, fiber in part and DSL elsewhere), Spectrum cable (95.8%) and Metronet fiber (73.5%). Xfinity reports cable at 6.8%. Verizon and T-Mobile report 5G or LTE home internet, and On-Ramp Indiana reports local fixed wireless at 26.1%1. Figures are as of June 30, 2026; the FCC map shows what is reported at one address.
Is Metronet available everywhere in Carmel?
No. Metronet reports fiber at 73.5% of Carmel's homes and businesses. In the rest of the city, fiber, where there is any, comes mostly from AT&T, which reports fiber at 37.6%1 of locations.
How many internet providers does Carmel have?
5 wired providers report service somewhere in the city, and 5 report fiber at some locations. At a single address, 63.3% of locations have two wired providers offering 100/20 Mbps and 26.8%1 have three or more.
Checking one address in Carmel
The figures on this page describe the whole area. Which providers report service at a single home or apartment is shown only on the FCC's own map: search the address at broadbandmap.fcc.gov. If a provider is listed there but cannot actually connect you within ten business days, or the location is missing or misplaced, the map has a button to file a challenge; providers must respond, and corrections flow into later releases. Prices and plans are not part of the FCC data: each provider must show them on its broadband facts label at the point of sale.
More on internet in Indiana
The state picture, county by county: internet in Indiana. Other large cities in the state: Indianapolis, Fort Wayne, Evansville, Fishers and South Bend. Compare Carmel with any other city or state in the comparison tool.
Sources
- FCC, National Broadband Map, data as of June 30, 2026; Availability as of June 30, 2026; released November 10, 2026. broadbandmap.fcc.gov
- FCC, National Broadband Map, data as of June 30, 2022; Availability as of June 30, 2022; released May 10, 2024. broadbandmap.fcc.gov
- Census Bureau, American Community Survey 2025 1-year detailed tables; 2025 (calendar-year sample); released October 29, 2026. api.census.gov
- FCC, National Broadband Map, data as of December 31, 2025; Availability as of December 31, 2025; released November 3, 2026. broadbandmap.fcc.gov
Margins of error (±) are at the 90% confidence level. A difference is called significant only when it passes the Census Bureau's test at that level. How every figure is built: methodology. Found an error? Write to [email protected]; corrections are listed on the updates page.